Yesterday, Janet Yellen testified and took questions before the Senate. She appeared quite confident and in control. As you know, we felt that the fed would remain steadfast in staying the course on tapering, unless economic conditions changed dramatically. Janet Yellen made that impression crystal clear. The Fed will continue to taper, unless there is a dramatic change in the economy. Rates over 6-12mos period will start to rise as the fed continues to taper.