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Owning a home doesn’t have to be a dream!

Find out if you qualify for a mortgage

With mortgage rates at all-time lows the time to buy is now!  Yes, I know you have read article after article about buying a house now or refinancing your house now.  Let’s take a look at what makes us not want to buy a home.

  • You don’t think you qualify.
  • You don’t have any credit.
  • Job Security
  • You don’t have money to put down as a down payment.
  • You travel with your job.

Whatever the reason you have for not buying a home it is your own personal reasons.  I don’t live your life and do not know your circumstances. The truth of the matter is there are many programs out there that you may not even know about.  You may qualify and not have to make a down payment, have you considered that?  I’m not saying everybody falls into this circumstance but you might.

There are also programs out there for first time home buyers. If you’re worried about job security let me just say that everyone is worried in some way or another about job security.  You are paying for rent right now, what happens if you lose your job?

You don’t have money for a down payment you say?  There are programs that may not require you to make a down payment depending on the loan.  You will never know unless you ask.

If you travel with your job wouldn’t it be nice to actually have a place to call home?   If you’re gone for several months at a time then maybe consider buying a place and renting it out as an investment property. Maybe someday you won’t be traveling as much.

I’ve been in the mortgage industry for over 14 years.  I work on all types of loans and do everything that I can to try and find the right loan for you!  You are not just a number but a client whom I work for and my job is to get you approved.  If you don’t have an agent, I can connect you to an agent in your area who is top of the line.  If you’re considering buying a new home I can put you in contact with the best builders around.

To pre-qualify you can call Phil at 919-422-6035 or apply online at www.philjawny.com

Nationwide Mortgages Provided, not limited to North Carolina only!

Your dream home doesn’t have to be a dream!


About PhilJawny

Award winning mortgage banker with over 14 years of experience.


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